Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Charges are payable at the time of treatment. For your convenience, we accept Visa, MasterCard, American Express and Discover.
We strive to find a form of payment suitable for your needs; therefore, we offer financing options from Lending Club and Care Credit.
If special arrangements are needed, please talk to our office manager prior to receiving service.
Additionally, we will submit all insurance claims for you. Dr. Amy Ferson and Dr. Sean O’Brien are particiapting dentists with Delta Dental Premier. Dr. Andrew Wiemeyer with a specialty in prosthodontics is not participating with Delta Dental. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.
OUR PATIENTS WITH INSURANCE
We are pleased to process any insurance claim as a service to you at no charge. Please keep in mind that any estimate that we provide to you is only an estimate and that you are responsible for all fees not covered by your insurance!
Our fees reflect the time that the doctor spends with each patient as well as the overall quality of care and service that we provide in our practice. Our fees are not based upon any insurance schedules unless we are in-network with the insurance company. Otherwise, sometimes our fees are above insurance allowances.
We are happy to discuss your particular dental benefits with you if you have questions. However, the best option is to discuss your insurance plan with your insurance carrier to get more detailed explanations.
Dental insurance companies do not normally cover 100% of any dental fee. In several cases they cover less than 50% or sometimes make no payment. The “small print” written in your plan reveals the truth about actual percentages, which can be less than expected.
Your insurance benefit is based upon a contract between your employer and the insurance company. Any dollar amount a plan reimburses for dental services is determined by how much your employer has paid for the plan. We will complete and submit all dental insurance forms to achieve the maximum reimbursement to which you are entitled.
Dental insurance is not designed to pay for your complete dental care. Many routine and newer services are often not covered. You are fortunate to have dental insurance that may assist you with the cost of treatment. Our goal is to help you achieve and maintain optimal dental care. If you have any questions regarding the specifics of your dental insurance plan, please contact your employer or insurance company directly.
When dental insurance was introduced about fifty years ago, most annual maximums were $1,000. Most annual maximums remain today at approximately $1,000. Adjusted inflation, your annual maximum should be over $5,000 today! While insurance premiums have increased, benefits have decreased.
Please be aware that certain carriers may not allow you to assign your benefits to any office. Because of this insurance restriction, we ask that you chose an alternative payment option. We will gladly process your insurance claim for your direct reimbursement.